What Is an Insurance Binder?

The home-buying process requires mountains of paperwork, especially with a mortgage. Lenders need home insurance before they can approve your loan request, and as you wait for an official insurance policy, your insurer may provide you with an insurance binder.  A binder is temporary proof of coverage for your lender while your full policy is […]

The post What Is an Insurance Binder? appeared first on AgileRates.

from AgileRates https://www.agilerates.com/homeowners-insurance/what-is-an-insurance-binder/
via IFTTT

How much do home additions cost in 2023?

Home additions are a great way to add more space to your existing home while increasing its value. Home additions can be as large as adding a second story to your home or as small as adding a new guest bathroom.

The post How much do home additions cost in 2023? appeared first on AgileRates.

from AgileRates https://www.agilerates.com/homeowners-insurance/how-much-do-home-additions-cost/
via IFTTT

Top 5 Most Expensive States for Smokers’ Health Insurance

States with the highest populations of smokers tend to pay far more in health insurance premium costs. And in addition to paying more for health insurance, these individuals in these states tend to also pay nearly 215% more in life insurance costs simply because of smoking. Let’s dive further into some of the most expensive […]

The post Top 5 Most Expensive States for Smokers’ Health Insurance appeared first on AgileRates.

from AgileRates https://www.agilerates.com/blog/top-5-most-expensive-states-for-smokers-health-insurance/
via IFTTT

What Health Insurance Should I Get When Between Jobs

Every day, Americans deal with the effects of losing a job. And one of the most common issues they find themselves running into after losing a job is the need to continue having health insurance. If you find yourself in-between jobs and lack health coverage, you can take relief knowing there are options for temporary […]

The post What Health Insurance Should I Get When Between Jobs appeared first on AgileRates.

from AgileRates https://www.agilerates.com/health-insurance/what-health-insurance-should-i-get-when-between-jobs/
via IFTTT

What Is Loss Assessment Coverage?

If you live within a condo community, you likely know about homeowner associations (HOA) and how the insurance process works when it covers your community’s shared spaces. As a member of an HOA, you should purchase loss assessment coverage to save money if the HOA files an insurance claim. Let’s go over why you need loss […]

The post What Is Loss Assessment Coverage? appeared first on AgileRates.

from AgileRates https://www.agilerates.com/homeowners-insurance/loss-assessment-coverage/
via IFTTT

What Is Custom Equipment and Parts Coverage?

Many owners enjoy upgrading their vehicles with custom parts, like after-market window tinting, paint jobs, and more. But many people may need to understand that upgraded car equipment may not be covered under your standard auto insurance policy. This could mean you’d need to add additional insurance coverage to your policy. Let’s dive further into […]

The post What Is Custom Equipment and Parts Coverage? appeared first on AgileRates.

from AgileRates https://www.agilerates.com/car-insurance/custom-equipment-and-parts-coverage/
via IFTTT

What is Form 1095 and Why It’s Important?

If you’re somewhat familiar with the Health Insurance Marketplace, you’ve more than likely become accustomed to the term form 1095. But what exactly Is this form, and how does It pertain to you and your health insurance coverage? Below we’ll jump right into what this form is used for, who needs to file it, and […]

The post What is Form 1095 and Why It’s Important? appeared first on AgileRates.

from AgileRates https://www.agilerates.com/health-insurance/form-1095/
via IFTTT